The credit cards companies are at it again! Every chance they get, they try to keep Americans in a credit card debtor's prison. When Congress changed the laws regarding interest rates, the banks looked for ways to go back to the "good old days" of knee-jerk hikes in interest rates and the ability to run interest rates up so high that consumers will never get out of debt. Well they found it. By offering a "business" credit card to someone, even if they do not own their own business, the credit card companies and banks can do just that. If you miss a payment, fall behind in your payments, business gets slow, or you simply over extend yourself, the bank come flying in with higher interest rate hies to save the day for themselves and put consumers back under their thumbs.
Remember, do not over extend your credit. Do not spend more than you make. Begin living within your means. If you do this, you will not have to imprisoned by the credit card companies and banks. If however, you have found yourself in the never ending vicious cycle of making the minimum payment on your credit cards, your home is in foreclosure, or your car has been repossessed, there may be help in the federal courts. Nearly half of American families most likely cannot come up with $2,000 in 30 days. This is raising concerns about the financial fragility of many households in America. The biggest problem is that most Americans are working to pay off the credit cards they began to live off of when they were out of work. The credit card companies do not care if you you do have enough money at the end of the month to pay the utility bills, feed the family, make th car payment so you can get to work to make money to pay the bills. It becomes a never ending vicious cycle. In the end there is help.
As an Orlando bankruptcy attorney, I have come to understand just how difficult it will be for you to make that call to me about filing a bankruptcy case. Almost everyone of my clients has said at one point things like “I never thought I would be in this position” or “this is the most embarrassing and difficult decision I have ever made.” I want to reassure you that when you contact me, my staff and I will treat you with courtesy and respect that you deserve and that we will treat the information you provide to us with strict confidence.
Call me today to schedule your free consultation. 407-877-7317.
Remember, do not over extend your credit. Do not spend more than you make. Begin living within your means. If you do this, you will not have to imprisoned by the credit card companies and banks. If however, you have found yourself in the never ending vicious cycle of making the minimum payment on your credit cards, your home is in foreclosure, or your car has been repossessed, there may be help in the federal courts. Nearly half of American families most likely cannot come up with $2,000 in 30 days. This is raising concerns about the financial fragility of many households in America. The biggest problem is that most Americans are working to pay off the credit cards they began to live off of when they were out of work. The credit card companies do not care if you you do have enough money at the end of the month to pay the utility bills, feed the family, make th car payment so you can get to work to make money to pay the bills. It becomes a never ending vicious cycle. In the end there is help.
As an Orlando bankruptcy attorney, I have come to understand just how difficult it will be for you to make that call to me about filing a bankruptcy case. Almost everyone of my clients has said at one point things like “I never thought I would be in this position” or “this is the most embarrassing and difficult decision I have ever made.” I want to reassure you that when you contact me, my staff and I will treat you with courtesy and respect that you deserve and that we will treat the information you provide to us with strict confidence.
Call me today to schedule your free consultation. 407-877-7317.
No comments:
Post a Comment